In the present-day turbulent economic times, many cannot afford to lose any money, especially due to the misunderstanding of credit card use.
Though Oklahoma foreclosure rates are lower than in many parts of the country, one out of every 1,576 homes in the state is in foreclosure, according to RealtyTrac.
On Monday, Jan. 4, the Tecumseh Library will offer “Understanding Credit: The Good, The Bad and The Ugly,” instructed by training and technical assistance consultant Inger Giuffrida.
The session, beginning at 6 p.m., will help young adults understand credit, how to use it and how to avoid problems with it.
Participants will also learn what is on their credit report and credit scoring, and how to decipher the significance of these numbers. Registration is not required.
“Understanding Credit: The Good, The Bad and The Ugly” is an adjunct to the Pioneer Library System’s Smart Money Program. The program, sponsored by a generous grant from the FINRA (Financial Investor Regulatory Authority) and the American Library Association, will last for the next two years.
All PLS hometown public libraries will be developing financial management and investor education resource centers, featuring books, worksheets and easy-to-understand fact sheets about saving, investing, getting out of debt and more.
PLS is creating book discussion kits for libraries and community groups to encourage conversation started on this timely topic.
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In the present-day turbulent economic times, many cannot afford to lose any money, especially due to the misunderstanding of credit card use.
Though Oklahoma foreclosure rates are lower than in many parts of the country, one out of every 1,576 homes in the state is in foreclosure, according to RealtyTrac.
On Monday, Jan. 4, the Tecumseh Library will offer “Understanding Credit: The Good, The Bad and The Ugly,” instructed by training and technical assistance consultant Inger Giuffrida.
The session, beginning at 6 p.m., will help young adults understand credit, how to use it and how to avoid problems with it.
Participants will also learn what is on their credit report and credit scoring, and how to decipher the significance of these numbers. Registration is not required.
“Understanding Credit: The Good, The Bad and The Ugly” is an adjunct to the Pioneer Library System’s Smart Money Program. The program, sponsored by a generous grant from the FINRA (Financial Investor Regulatory Authority) and the American Library Association, will last for the next two years.
All PLS hometown public libraries will be developing financial management and investor education resource centers, featuring books, worksheets and easy-to-understand fact sheets about saving, investing, getting out of debt and more.
PLS is creating book discussion kits for libraries and community groups to encourage conversation started on this timely topic.
